Dose auto insurance companies have the discretion to not cover another car that was not insured by them?

Dose auto insurance companies have the discretion to not cover another car that was not insured by them?

I was driving my parents car which had auto insurance i had my own on my car but i got into a side swap (hit the back/ side) accident in my parents car but my auto insurance said they cant cover the persons car that my parents car hit because my own policy did not have my parents car on it do they gave that kind of power

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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My license was suspended and I want to buy a new car. Will my insurance company still let me keep my policy?

I have had my license suspended due to accumulating 12 pts on my driving record (maryland). I did however get permission to drive to work. I have been planning to buy a new car now and I really don’t want this to prevent that. However, my insurance rates haven’t gone up due to the suspended license atleast yet. If I buy a new car, other than the type of coverage, will my insurance go up because of the suspended license or will that even still keep me on the policy. Any help will be great.


Renewing Car Insurance: Shall i go ahead with renewing the insurance from the same broker or is it advisable to change the insurance agency?

Renewing Car Insurance: Shall i go ahead with renewing the insurance from the same broker or is it advisable to change the insurance agency?


Which car’s owner will pay more for car insurance?

Car insurance costs more for cars that can accelerate faster than 10 mph per second. Which car’s owner will pay more for car insurance? A. A car that accelerates from 0 to 50 mph in 4.5 seconds. B. A car that accelerates from 0 to 40 mph in 5 seconds. C. A car that accelerates from 0 to 70 mph in 9 seconds. D. A car that accelerates from 0 to 70 mph in 8.5 seconds.


Car Insurance Question?

I recently had an accident that caused my car to be written off. There have been no problems and I’m now waiting for a cheque from my insurers. My question is this. When the cheque comes and I buy a new car what happens with regard to insurance, will I have to take out a new policy, can I keep the existing policy and add my new car to it, will my monthly payments go up, or none of the above? I’m sure this is very simple for an expert but it confuses the hell out of me.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Can my employer raise my insurance rates without notifying me?

I was never notified by the insurance company or my employer that my rates went up. In fact they did not notice my rates had gone up and had been deducting the old rate until I quit and wanted a refund for my unused portiion. That is when my employer back charged me. Is that legal


What type of Life Insurance is best ?

What is Term the best type of life insurance to buy for parents with infant child? I want to make sure there is enough financial support available if something were to happen to me, ie child rearing, school, college….. any help is appreciated


Car insurance? Do they check your credit rating?

Car insurance? Do they check your credit rating?


Dose auto insurance companies have the discretion to not cover another car that was not insured by them?

I was driving my parents car which had auto insurance i had my own on my car but i got into a side swap (hit the back/ side) accident in my parents car but my auto insurance said they cant cover the persons car that my parents car hit because my own policy did not have my parents car on it do they gave that kind of power

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


What happens if you are in an accident that wasn’t your fault and you have no insurance.?

question says it all LIVE : California.


Can my Fiance and I get health insurance together if we aren’t married yet?

Can my Fiance and I get health insurance together if we aren’t married yet?


Pet insurance?

I went to pet insurance and there are only 2 options? superior or standard? which ones do most of you have??


Car insurance question. UK only please?

Me and my husband went bankrupt in NOV 2010 (long story) and basically, the things like car insurance and cable and internet and energy companies were fine as there were no credit checks as we were already with them. But now we have had a car insurance quote from our company to renew in mid-May, and it has gone up from £37 a month to £60 a month. So firstly, I wonder if the bankruptcy may have affected this new quote? And also, if we try and move to another company, will our bad credit caused by the bankruptcy and home repossession make companies refuse us? I don’t see why, as our credit score is irrelevant to our driving, and we have never made a claim in the 20 years of driving, and have many years of no claims bonus. But someone we know said some companies may refuse us car insurance! Help anyone? Thank you.


Does insurance cover u if someone drives your car with no license?

This is for the state of Oklahoma, if u give permision for someone to drive your car and they get in a wreak but dont have a license will the insurance still pay for the damages?


I canceled my progressive insurance?

And the said they’ll refund my 180 dollars to my credit card . I canceled the credit card a few month ago and opened a new one through wells Fargo . Progressive said that I need to call wells Fargo and talk to them about it. I did and they said it should transfer over to my new card but this was a month ago and still no transfer what should I do next ??


Insurance rates?

How much will insurance be for a 16 year old driving a 2007 Dodge Charger in the state of California? By the way, I get the good student discount.


I started requesting an online CAR INSURANCE quote from PROGRESSIVE.COM….but?

They want to collect personal information from consumer reporting agencies, such as driving record, claims, and credit history reports. Is it safe for me to fill out the online form and give Progressive.com (Progressive Direct) the OK it needs in order to collect this information to give me a quote, or is this a possible Phishing expedition that I might regret later on? Thanks


Dose auto insurance companies have the discretion to not cover another car that was not insured by them?

I was driving my parents car which had auto insurance i had my own on my car but i got into a side swap (hit the back/ side) accident in my parents car but my auto insurance said they cant cover the persons car that my parents car hit because my own policy did not have my parents car on it do they gave that kind of power

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Can you rent a car without having your own insurance ?

i want to rent a car for my trip but i don’t own a car myself .


How do I get individual health insurance quotes for North Carolina?

I am currently living in New York State and am considering moving to North Carolina. How do I get individual health insurance quotes while still living in NYS? All the websites ask you to provide a North Carolina address which I do not have yet. Thank you.


Obtaining health insurance?

I am a 23 year old male & live in IL. I do work, however no insurance is provided or offered through my employer, other than Aflac Supplemental, which I looked over, however none of their plans offered do much good for me, so I did not sign up for any. I have some health problems, some dental problems & vision problems. I do not make much money. I figure I can afford around $25 a month on insurance right now. Is there anywhere I can find health, dental and/or vision insurance that would actually be of assitance to me (meaning desinged as a sole provider insurance & not for supplemental purposes)?


Whole life insurance?

It’s been said, Those who don’t understand insurance buy whole life


Will this make my car insurance rates go up?

On Sunday, I was at Home Depot. I came out of the store to discover some ****** hit my car with a metal shopping car, leaving orange paint down the side and a good sized dent. Two witnesses came up to me and gave me a description of the car and the license plate number. I don’t want to pay a deductible, I want this jerk to pay for it. If I call my insurance and tell them about it, will my rates go up? How else can I get this guys information to take him to small claims court?


How much home insurance should I get?

I just bought a house for about $180,000. I am looking for homeowners’ insurance, but I am confused as to how much I should get. Should I insure for just the replacement cost of rebuilding the structure, or for the % of the mortgage I am financing. I got 3 different quotes, and they were for $396, $502, and $858. The lowest one was for $396 b/c it was with my car insurance company, but they will only insure the cost of rebuilding the structure, which they estimate as $110,000 (the house is small and in a decent neighborhood.) The second company wanted to insure me for that, but I got them to quote me on $140,000. That amount, when you add in the 25% overflow they allow you, meets the 90% of the mortgage amount I am financing. The 1st company would not do that for me. The 3rd quote was for $140,000, and was with the people w/whom I have had renter’s insurance for 12 years. The only difference was that there was not a wind damage deductible of 2% on the 3rd quote. My loan officer says to just get enough insurance to rebuild the structure. How much insurance should I get?


How do I find out how much my car insurance per month is on USAA?

I already have insurance with them. I’m really far behind on payments so I don’t think dividing the policy would work. Plus there are two cars on my policy and I want to know the car insurance for a specific one. I guess I’ll just call tomorrow.


Lamborghini insurance price?

What would the insurance price be on a 100K 2005 lambo for a 20 year old with a clean driving record, im not looking for an exact answer, this is just a question me and a friend were wondering about

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Is progressive auto insurance reliable?

Is progressive auto insurance reliable?


Why did my insurance go up for switching cars?

I have liability insurance in the state of California. The company is multi state. Recently I switched the vehicle I have on the policy from a 2005 pontiac GTO to a 1995 lincoln town car. I am wondering why my monthly actually went up, vs going down. When I spoke with a representative they explained to me that the GTO is a level 21″ and the town car is a “level 26”. Was this true? I hardly understand how a 1995 4 door sedan is more costly than a 2005 400hp 2 door. I have had no accidents or tickets hit my record


How do you get long-term heath care insurance in Georgia? And how you pick the best one for you?

My grandma might need to go into an assisted living home soon? My family are thinking about a Sunrise Community and they take long term health care insurance? How do you obtain and pick the right type and does Medicare cover it? thanks


Individual medical / health insurance?

is there a good individual health insurance for a single mom and son that does not cost too much? any info would be great…. thanks



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

What is the cheapest auto insurance company for someone who has 3 minor speeding tickets?

Sorry.. forgot to add that it must be Insurance company in Ontario, Canada.


Dose auto insurance companies have the discretion to not cover another car that was not insured by them?

I was driving my parents car which had auto insurance i had my own on my car but i got into a side swap (hit the back/ side) accident in my parents car but my auto insurance said they cant cover the persons car that my parents car hit because my own policy did not have my parents car on it do they gave that kind of power


Can I get insurance subsidies under the affordable care act?

I’m 56 years old and still working and get insurance through my large employer. But, let’s say I decide to retire. I’m single with no dependents. My net worth not counting my house is about 2 million dollars. Most of my money are in tax deferred retirement accounts and tax sheltered accounts. Some are taxable income producing accounts. My house is paid off. Say my net taxable income is $30,000 and I can comfortably live on it a year. Could I get subsidies from the government for my health insurance through the health exchange since I’m low income” but still a millionair? Does not seem fair.”


What’s the best option for changing cars and insurance?

Ok so I got my Service/MOT, Insurance and Road tax at the end of the month, I’ve been driving for 1 year now and touch wood I wont crash by the end of the month to get my 1st year no claims. I currently have a Renault clio 1.2 However in about 6 months I would like to change to a Audi A3 1.6 as my insurance will be cheaper with the 1 year no claims. (Had to get a 1.2 for the 1st year as Insurance would be crazy) I am currently getting quotes from Admiral and Diamond insurance for a annual fee of about £670 or Monthly installments that come to £1000, so Ideally I will just pay the full year off. But as I said in 6 months ill change cars and by the time Ill sell and buy a new car there could be 2 months where I’m not even driving, and don’t want to pay for insurance for not even driving about. I can’t find on these dam insurance sites about if i can put my insurance on hold (Admiral). Not sure if I will get charged if I put it on hold or not, as all these insurance company’s are very sligh. and Should I pay the Road tax for the whole year or just the 6 months? Also what’s the best place to buy/sell cars? ebay / auto trader? (I bought mine from the Motorline Renault garage)

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Health Insurance question?

I live in California and I will be 20 years old when I have my baby. I am currently still on my parents health insurance plan and all of my prenatal visits are covered and I believe my hospital stay is also. My boyfriend and I are not married yet and we live together I am not currently working. And I am aware I need to get insurance for my baby from her being born on but does anyone have any suggestions of what company to use? Could I still be approved fr a low income” plan?”


Would a Peugeot 406 1.9 Diesel 75BHp cost alot on insurance 4 a 17 year old lad? plz?

i want a pug 406, badly!!


What is the average New York City auto insurance cost ..for a 38 year old male?

What is the average New York City auto insurance cost for a 38 year old male?


Health insurance after i drop out?

hello everyone i am a 17 year old male who chose to drop out of school after getting clean from drugs. now that i am dropped out and sober i am very happy but there seems to be an issue. in january, january 28th to be exact i will be 18 and my mother insists that unless im in school i cannot be covered under health insurance anymore. so my question to you all is, is this true? is there a way i can be covered under her health insurance even after dropping out? if no what other affordable options are there for me pertaining to health insurance? i know of cobra but 500$ a month is a little absurd. so any information would be much appreciated thank you so much!


Can I get life insurance on a family member without their consent?

I’m interested in getting a life insurance policy on my mother because unfortunately she will not be around forever and I want to make sure my sister and I are able to take care of financial obligations that would have to be resolved including funeral expenses. Obviously this is a very difficult situation, no one wants to have to plan for a loved one’s passing. Anyone know if this is possible? thanks.


How much does car insurance for a toyota mr2 at age 17 in nj?

How much does car insurance for a toyota mr2 at age 17 in nj?


Liability Car Insurance for another state?

Hi, I would really appreciate if someone could give me an answer to resolve this situation: Facts: 1- I legally own a car in the US, currently I’m overseas. 2- My friend has a complete power of attorney 3- Car was registered in California and now is staying in Virginia for almost a year. 4- I put the car on Nonoperational status with CA DMV and canceled insurance in 08.2008. 5- I need to make my car drivable again, and my friend has to move it to MD where she lives. 6- To put car back on road with CA plates I should renew the registration with CA DMV. 7- CA DMV requires the liability insurance before registration. 8- My friend was at the insurance company (Progressive Insurance) and they say, they cannot insure the car with Californian liability unless the car is physically in CA. Wnen I’ll be back to US in couple of months I have to drive car back to CA, because I study there so my residence is CA. Can anyone tell me please how this situation can be resolved? – I don’t wanna sell my car – registration with MD MVA is the last expensive and unwanted option.


Car Insurance Carrier Codes?

I looked up the states Motor Vehicle Commission website and found the list of all the codes of Insurance companies registered to do business in my state. I filed my claim just minutes ago. Thanks for your help.


Obamcare, how is it enforced?

I can’t help but to notice the comments from my detractors are peppered with words like entitled

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Liability Insurance for Kids?

What is the most important liability insurance for young people?


Dose auto insurance companies have the discretion to not cover another car that was not insured by them?

I was driving my parents car which had auto insurance i had my own on my car but i got into a side swap (hit the back/ side) accident in my parents car but my auto insurance said they cant cover the persons car that my parents car hit because my own policy did not have my parents car on it do they gave that kind of power


Dual car insurance?

In feb this year i sold a car and called up to cancel car insurance they told me i would have to put this in writing which i did and as i pay in full i was also told i wouldnt receive any money back as it would cover my cancellation costs. I didn’t think anymore about the issue however today i got a call saying after i had sold the car it was involved in a crash and i was liable for half of this as i had car insurance, i explained i emailed and cancelled as they asked they say they do not have this email and even though i have shown them the email sent months ago they still claim that i am liable to pay for someone elses crash off my insurance! Someone plz say this isnt so?


Do any insurance companies issue long term care policies for a person with dementia?

Do any insurance companies issue long term care policies for a person with dementia?


Without Insurance, what is the cost of Clomid? The cost of Metformin?

Without Insurance, what is the cost of Clomid? The cost of Metformin?


16 yr old..car insurance rate?

I am a 16 (almost 17) year old girl. I just finished all of my hours/behind the wheel/drivers ed. I would not be the primary driver and I would not have my own car. I am an honors student with pretty decent grades. About how much money would it be for me to get car insurance?


Functions of life insurance?

what is the functions of life insurance


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