Why is someone’s car insurance company private information?

Why is someone’s car insurance company private information?

I’m really confused about this. I was trying to go about ways of finding out the name of an individuals car insurance company because I wanted to report fraud. But when I try to do that I get blocked. I even tried to guess their car insurance company by calling one and asking if the person was insured by them. I found out that it’s because it’s illegal to get this information because it is private information? Why is that? I can see how getting someone’s ss# or credit card # would be illegal because things like that you can do illegal things with like steal their identity. But you can’t do any illegal harmful things to people by getting the name of their car insurance company, so why is that guarded information?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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*****Why is its called Life Insurance?*****?

It’s my Money and I want it NOW!


Is mortgage disability insurance a good idea?

I have 90 day disability at work, but I would like to know my mortgage is covered should I become disabled. I am single and do not have family, so am less worried about life mortgage insurance than disability. But, I don’t want to waste money either.


I forged my fiancée name to a policy but the life insurance was never issued so did I commit a crime?

I forged my fiancée name to a policy but the life insurance was never issued so did I commit a crime?


Served my country, but can’t get life insurance?

I have served in the US Army for 17 years, I have deployed 5 times in support of many operations to include twice to Iraq and preparing for a 3rd. I took a physical last year for life insurance when I retire and it was found that I have a high level of protein in my urine. I have been denied time after time because of this preexisting condition. Who can I go through so I can get some affordable life insurance. It is sad how this country takes care of it’s veterans. I have done everything that was asked of me as a Soldier, now that my time is almost up, my country turns it’s back on me. What a shame.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Insurance for teenage mustang driver?

Ive made enough money from my jobs. I have enough to buy a newer mustang (definitely not the newest one but over the 2005 brand) with help from my parents and grandparents. They are all throwing in 2000 dollars for me. But anyways, some backround information, I’m a teenage girl, have taken the driving defensive class, drivers ed, and also get higher than a 3.0 grade average. Would insurance be very high still?


Premium tax rate on car insurance cancellation?

I want to cancel my insurance policy. I am currently paying monthly with insure to drive. I have had the policy for 3 months and reading the cancellation points it says a £35 cancel fee and premium tax rate. I currently pay £133 pounds a month for insurance if that means anything (totalling 1600 a year)


Two business partners carry 15 year term life insurance. The insurer pays 100, 000 for each partner who dies?

Two business partners carry 15 year term life insurance. The insurer pays 100, 000 for each partner who dies within 15 years, and 0 for each partner who does not die within 15 years. The remaining lifetimes of the two partners are independent and each are uniformly distributed on [0, 15]. Determine the moment generating function of the total amount the insurer pays for the partners.


Why is someone’s car insurance company private information?

I’m really confused about this. I was trying to go about ways of finding out the name of an individuals car insurance company because I wanted to report fraud. But when I try to do that I get blocked. I even tried to guess their car insurance company by calling one and asking if the person was insured by them. I found out that it’s because it’s illegal to get this information because it is private information? Why is that? I can see how getting someone’s ss# or credit card # would be illegal because things like that you can do illegal things with like steal their identity. But you can’t do any illegal harmful things to people by getting the name of their car insurance company, so why is that guarded information?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much does insurance cost on a sport bike and a cruiser for a 21 year old male?

How much does insurance cost on a sport bike and a cruiser for a 21 year old male?


16 years old looking for car insurance?

I live in miami florida and i plan to get a pontiac Solstice. I want to know how much car insurance will cost per month. My mom has statefarm and her credit history is good but i have no credit history. how much will it cost on average?


Renters insurance?

what exactly is renters insurance all about? is it pretty important or a waste of money?


Which part of the proposed health care reform plan lowers cost of insurance premiums?

so that a family of 4 does not have to pay $14,000 a year for a decent comprehensive insurance plan???? which part of the proposed congressional plan that our representatives” in congress seem to have settled on will lower that family’s annual insurance cost to about $5


How can i get an sr22 if my insurance company does not issue them?

My drivers license WAS suspended for a DUI but that was 5 years and some change ago. I am not a high risk driver…. I haven’t been pulled over since that day. I am just trying to get the correct insurance for my car, and it is a collector car. I don’t need regular insurance because I drive very little. Once a week or so. Hope that answers…


How much a pass plus can reduce my insurance premiums?

How much a pass plus can reduce my insurance premiums?


I really dont have that much money so does anyone know of any cheap health insurance??!?

I need to know ASAP!!!


Do I need auto insurance to take the car off lot if I am paying cash up front?

auto insurance, cash payment 10k STATE: California


Why is someone’s car insurance company private information?

I’m really confused about this. I was trying to go about ways of finding out the name of an individuals car insurance company because I wanted to report fraud. But when I try to do that I get blocked. I even tried to guess their car insurance company by calling one and asking if the person was insured by them. I found out that it’s because it’s illegal to get this information because it is private information? Why is that? I can see how getting someone’s ss# or credit card # would be illegal because things like that you can do illegal things with like steal their identity. But you can’t do any illegal harmful things to people by getting the name of their car insurance company, so why is that guarded information?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much would car insurance be for me?

Does anybody know how much (on average) car insurance is for an 18 year old with no accidents/tickets? I’m thinking about getting my first car by Dec. 2012 (or maybe early 2013). Of course it will be a used car (probably a sedan from somewhere between 2005 – present) since it’s my first car (idk if that matters w/ the insurance, i think it does),


Would insurance on a small pickup truck be more than a small compact car?

I am thinking about getting a small pickup truck (Toyota Tacoma, Chevy S-10 type truck). Would the insurance on it be higher than a Small car like a Honda Civic or Hundi Access? I am 18 years old so my rates are already high and have a clean record and I live in New York.


We are looking to buy a new home it cost about 180,000 dollars my husband makes about 36,000 dollars a year?

could we get this home does he make enough i also have a down payment of 18,000 dollars


Life Insurance Term or Cash value?

I just switched from Cash Value insurance to Term. Wow what a savings I have on premiums. Does anyone else feel like cash value insurance is an extremely bad idea perpetuated by an insurance industry?


My job offers shitty dental insurance, does anyone know of any affordable dental insurance?

My job offers shitty dental insurance, does anyone know of any affordable dental insurance?


Cheap college insurance?

i need to find an affordable or cheap insurance plan for myself. my parents are both retired and receiving SSI (social security income) and because I am 19 years old I cannot be on their insurance plan. Please help.


Insurance for a 17 year old in pennsylvania?

I am 17, clean record and want probably a 250-600 cc bike. Please answer if you actually know. Dont say, Probably prretty f**kin expensive” like in every other insurance thread. thanks”


How do people save” so much on car insurance?”

I keep seeing these commercials where people can save $500 or more on car insurance”. Our two late model cars are fully insurance beyond what we need and they are only $950/year. Are you telling me I can get our cars insured to the same degree for $450/year? Seems really inexpensive.”

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Do you know how much your health insurance premium will be going up?

I just received a newsletter from my health insurance company with these items: Health Insurer Fee to be phased in starting 2014: There will be a Health Insurance Provider Fee on premiums charged by health insurers. Some plans will be exempt, for example: Medicare, Medicaid, etc. It is estimated this will add at least 3 percent to insurance premiums. Congress anticipates $455 billion savings from cuts to both Medicare and Medicaid. Providers and healthcare facilities are expected to cost-shift expenses to commercial plans. The U.S. faces a shortage of primary care physicians (40,000 in the next decade), Oncologist (3,000 to 4000 already today), Nephrologists and — perhaps the most scary — Nurses (300,000) in the future according to one study. These figures do not account for the demand created by health care reform. So, we have a ways to go before we have reached our goal of affordable healthcare for every American. The Affordable Care Act is a good start toward that goal. What is the Affordable Care Act? .


Do I have any recourse with dentist for a partial crown that has to be re-done within two years and insurance will not cover?

I had a partial crown done a little less than two years ago. After it was complete, I complained about the bite feeling off and pain. There was a pretty big gap as well and almost felt like part of the tooth was missing. The dentist assured me everything was fine. I have since moved to another state and my new dentist told me today that the crown is leaking and there is a shadow indicating tooth decay. She said the crown looks strange” to her. My insurance will not cover a re-do on the crown since it s been less than five years. I have contacted my original dentist and am waiting to hear back. I am hoping they will reimburse me. Do I have any recourse?”


What is a collector car insurance?

please tell me everything you know about collector car insurance. i really need to know. thanks.


Would $5,000 cover the premium for a decent family health insurance plan?

If McCain’s credit becomes reality, doesn’t it seem logical that a major healthcare provider would put together an affordable health insurance package for the credit amount and market the heck out of it? Obviously, it won’t have all the bells and whistles, but people would be covered. There is the issue of the tax on the premium, but it still seems like a good idea. A pretty good link explaining both proposals: http://money.cnn.com/2008/03/10/news/eco…



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Insurance will not pay for storage?

The car was in storage for so long because the other party and I were unable to get into contact with each other during the accident (I had moved my car out of the intersection). I did not have any means of transportation to get the face sheet from the highway patrol office, and therefore was unable to contact their insurance until a couple days ago.


Why is someone’s car insurance company private information?

I’m really confused about this. I was trying to go about ways of finding out the name of an individuals car insurance company because I wanted to report fraud. But when I try to do that I get blocked. I even tried to guess their car insurance company by calling one and asking if the person was insured by them. I found out that it’s because it’s illegal to get this information because it is private information? Why is that? I can see how getting someone’s ss# or credit card # would be illegal because things like that you can do illegal things with like steal their identity. But you can’t do any illegal harmful things to people by getting the name of their car insurance company, so why is that guarded information?


Auto Insurance question!!1st car, Mitsubishi eclipse?

im getting a mitsubishi eclipse for my 1st car but im going to be payin for half of the insurance on it and i want to know if it’ll be considered a sports car under the insurance.it’ll be between a 1995-1999 and one of three models(RS,GS,GS-T).im pretty sure the gs-t is a sports car but what about the other two? the insurance will already be high enough being a teenager and a male so i just want to make sure if any one of those would not be considered a sports car under car insurance.thanks for the help.and plz no smartasses talking about oh no another teen driving they really need to get that law change blah blah.just people that will help.o yea im in texas if that would make any difference


What is your car insurance coverage like?

like what do u have where its like 25/50/25 or 100/300/100 what is reasonable do you really need 100/300/100? im getting my own insurance now and my company said almost everyone has 100/300/100 i dont want to screw my self over by not getting enough coverage but i dont my insurance company to tell me i need more than i really do just so they can make money off of me. Any suggestions?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Labiaplasty?? Insurance, and cost.?

I have an oversized innerlabia, im am of the few who have ones over 2.5 inches. Yes i understand everyone is made different, but the fact of the matter is Ive been dealing with it for 23 years and frankly its uncomfortable, i cant wear shorts anymore, sex is getting uncomfortable, and I actually just want it to be prettier” down there


Being stopped by police for no car insurance?

I was pulled over by the police today for having no insurance, I did have fully comp on another car (which I have no sold) but was advised by the insurance that I can drive ther cars (but was not told that had to belong to someone else) I am now being charged with no insurance and I have had a clean licence for over 10 years. Is there anything I can do or will I just put this down to experience


How to fine best insurance companies ?

How to fine best insurance companies ?


Which is more expensive – 25% health insurance premium hikes or Obamacare?

Health & Human Services predicts waves of health insurance premium hikes across the nation averaging 25% with some as high as 39%.


Insurance premium after an accident?

So I was in an accident last week. It was a minor fender bender and was my first accident in the 9 years of driving I’ve had. I got a ticket for careless driving from the cop and I only did a small dent in the other car’s bumper. My car however took a decent amount of damage and is currently being fixed. They said it is going to cost $2050 to repair my car and $440 for the others persons but I just have to pay my $500 deductible. What I’m wondering is how much should I expect my insurance to go up from this? I currently pay around $900 a year and use progressive insurance.


What is the average insurance amount yearly for a mitsubishi eclipse?(1996-2000)?

What is the average insurance amount yearly for a mitsubishi eclipse?(1996-2000)?


How much for kit car insurance ?

To ? when you get a quote from a insurance company it lowers your credit rating .So if you don’t have an answer keep quite. To the other 2 that answered thanks,,,,,,


Is the VW Jetta good for a teen?

is the VW Jetta 2009 a good first car for a female teen? fuel efficient? good insurance price? best exterior and interior color? and would it look good with a rear lip spoiler?


How much is the cheapest car insurance in california?

I want the minimum possible insurance, enough to the the government off my back. I dont care for protection or anything

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Proven marketing for auto & home insurance agents?

I want to open my own small agency doing life, auto, home, business, health, and many more types of insurance but I know it’s going to be tough in the begining in terms of clients… I am trying to see what can I do in terms of marketing to become known and develope trust among people or community so I can run a successful business… Want to hear how you people, if any of you, started and developed a marketing that really worked .. I will appreciate every comments you will post…. thank you


Why is someone’s car insurance company private information?

I’m really confused about this. I was trying to go about ways of finding out the name of an individuals car insurance company because I wanted to report fraud. But when I try to do that I get blocked. I even tried to guess their car insurance company by calling one and asking if the person was insured by them. I found out that it’s because it’s illegal to get this information because it is private information? Why is that? I can see how getting someone’s ss# or credit card # would be illegal because things like that you can do illegal things with like steal their identity. But you can’t do any illegal harmful things to people by getting the name of their car insurance company, so why is that guarded information?


What is the average cost of car insurance for a 20 year old male in ct?

What is the average cost of car insurance for a 20 year old male in ct?


Can two different insurance companies cover an automobile at the same time?

Oh, I have and get conflicting answers…thought maybe someone here could clarify through experience. That is what YA is about after all.


How much is liability insurance?

I am going to be a new driver soon and I will be driving a 4×4 dodge single cab truck and I live in missouri and was wondering how much liabillity insurance would cost per month? Thanks!


How much home insurance coverage should I get for the dwelling?

Buying a house and the bank wants to see an insurance policy purchased up front, this is a little different than I remember the last time we bought a house as they took care of everything. My question is how much am I required to insure? The loan amount will be for around $300,000 but it’s a standard ranch style house about 2200 square feet, nothing special about it. The insurance company says it doesn’t need to be for the exact loan amount. About how much would it cost to build a new house if a meteor crashed into it?


Full-time college student, where and how can i get some kind of free health care?

I am a colleg student. I don’t have any kind of health care insurance. I cannot afford to buy health care for me. Is there any kind of health care I can get from that state? BTW, I live in Charlotte, NC. Would like to know if I can get some kind of coverage.


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I need home and auto insurance quotes without personal information, help?

I need home and auto insurance quotes without personal information, help?

so im doing this careers project in my math class. i need to find auto insurance and home insurance that wont ask for the following: -address -phone number -full name help me as soon as you can, this project is due tomorrow, and ive been searching for a couple days; cant find anything!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Address change for car insurance?

i’m currently relocating to CA from Missouri for work, and i have to do a bunch of changes of address. but now geico decided to raise insurance premium if i change the address. so i’m wondering if is it necessary to change address now, or is it better to just wait till the renewal time comes around to change it. any thoughts would be welcome. thanks!


Government-Issued health insurance?

It’s up to you, Yahoo Answers. Give me all of your LOGICAL arguments against government-issued health insurance. Don’t forget anything, but don’t base it on emotion. Inevitably, someone will say something along the lines of It’s stupid


Need auto insurance…please help for insurance agents?

My auto insurance will not be renewed due to a very bad judgment on my part (I own my mistakes) My car was stolen when I loaned it to my ex-boyfriend’ in Mexico…..I freaked out and ‘lied’ about where the car was stolen from. The car was found by my ex-boyfriend a few days later and I notified my insurance; I told them the truth what happened owing to my lie and I dropped the clam. They are not renewing my insurance stating that I am ‘high risk’ My question is this….will I be able to get other insurance? I have NO tickets, accidents, no claims, no bad driver record anything. I am STILL covered now and seeking other insurance, does the new insurance have access to what the old insurance said? Again, I have coverage until the end of Jan. ’09, and nothing else wrong EVER although I know what I did was very wrong…..I just freaked out. Please help….thanks


Car Insurance Question!!?

So I just got my license yesterday but my dad said that I can’t drive the car myself until he puts me on the insurance plan. Do I really need to be put on the insurance plan? I know its illegal not to have car insurance but I do, it would just go under my parents’ names. Isn’t that ok or do I really do have to get my own insurance card and everything? if yes, how many days would it take for me to get my name under the insurance? I really want to be able to start driving on my own. thanks!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

How much does insurance cost?

in california? my mother is on a stupid hmo, i was wonderingif i paid for a better insurance if it would get better.


In canada, saint john newbrunswick can i get cheat car insurance?

i had ask before and thanks for the answers but im just getting sites for strictly the us so if anybody knows where i can get some in my area that would be great


My cars milage is unknown does this affect me getting insurance on this vehicle?

current odometer reads 106,000 miles . but car has more miles because odemeter was once broke before being fixe i bout a used 94 accord and the odometer currently works but previous owner bought the car with broken odometer. and on( title )/ pink slip it marks odometer reading is not the actual milage….. will this affect me getting insurance on this car.. i dont want them charging me a lot of money for trying to fraud them on the milage will they even ask milage will i be in big trouble if i put the current odometer reading but the company finds out it has more? do i need to go back to dmv and get some paperwork? do i need to point out that the pink slip states milage is unknown? and make sure insurance company documents this befor signing me


I need home and auto insurance quotes without personal information, help?

so im doing this careers project in my math class. i need to find auto insurance and home insurance that wont ask for the following: -address -phone number -full name help me as soon as you can, this project is due tomorrow, and ive been searching for a couple days; cant find anything!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


At-fault’s insurance reaches limit – who do I sue?

A kid crashed into my parked car (as well as my roommates car – no, he was not drinking). I did not have insurance on the car (I know, dumb). His insurance company is saying they have a $10,000 limit. To make things simple, suppose there is $15,000 in damage to my car. What recourse do I have? The kid is 20, his car is registered under his name, and I do not see any other names on his insurance policy.


Cheap full coverage insurance?

My brother is buying a 2008 Kia rio 5 and has to have full coverage. He is 20 years old. Where in Kansas is a good option for affordable full coverage insurance?


Does having a coupe or a sedan affect your insurance rates?

Does having a coupe or a sedan affect your insurance rates?


Companies that offer minimum required home insurance.?

I am shopping around for homeowners insurance. However I am only looking for the minimum coverage required by my lender which is essentially just to cover the cost of the mortgage. I have called a couple places however they only offer complete replacement. The house I am buying is only $65,000 however they are estimating my full replacement at $330,000. Which companies offer only the required insurance that my lender requires? Also some estimations on cost would appreciated. Thanks


What is the best and very reliable inexpensive car insurance company?

What is the best and very reliable inexpensive car insurance company?


I’m a 20 year old girl who has just passed my driving test,whats the best small car for insurance,as I dont kn

The car will be roughly 5 or 6 years old it goes by insurance band levels WHICH i AM LOST WITH


Life Insurance……?

My father decided to buy life insurance on me and my daughter. Im 21 and ive been married for 3 years and i was wondering if he bought it, would my husband be able to buy it for me too? Im really confused to why my father decided to buy it for me. my husband is in the military so hes already covered.


Car Insurance Quotes Please!!?

i have a nissan gtr r33 waiting for me to pass my test BUT what is insurance going to quote me?? -.-


I need home and auto insurance quotes without personal information, help?

so im doing this careers project in my math class. i need to find auto insurance and home insurance that wont ask for the following: -address -phone number -full name help me as soon as you can, this project is due tomorrow, and ive been searching for a couple days; cant find anything!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Can I get ICBC insurance in my sisters name for my car?

Excuse me Gambit, I find your comments extreamly insulting! If I didn’t have my sister’s best interest at heart I would not have posted the question. I also asked if it was even legal and as it’s not I’m not going to do it. NOt everyone who is looking to save some money is willing to throw people under the bus. Maybe that’s just the way you deal with people!!!


Checking Insurance Quotes?

May be a stupid question but can you check different insurance quotes even if you haven’t passed your test yet, just to get an idea of how much it will be ?


How do you get health insurance?

I’m try’na get emancipated from my parents, and they said I medical/health insurance. No ******** answers.


Why is car insurance for an 17 year old so expensive?

I want to know how my friends have 1.2, 1.1, and even 1.6 litre engines and manage to get the insurance on the 1.2’s for around 1k, and for the 1.6 2.5k, yet I have only recieved quotes at the lowest 5k for a 1.1 reno clio 1999, and this is with my mum as the main driver. I just dont understand how anyone of my age (or 18) is meant to afford a car, but EVERYONE does. so is there a way of actually getting my insurance to say 2k (at the most)? Thanks.


Civil Rights Heir and Life Insurance?

Hey Roger, Really you should know, or ask, for more facts, before you go opening your mouth. There has been unacceptable actions in the result” of the death


Would it be cheaper to insure a 87-93 mustang GT then a 99 GT?

I’m 16 and turn 17 in 2 months. I was thinking about saving up my money to get a GT someday after I get my license after i’m 18. I read somewhere that insuring a newer mustang GT (99-04) would be probably almost 400 bucks a month. But would a 99 be cheaper to insure than a 00-04? My neighbor across has a 99 GT and a 93 convertible. Hes probably about 17-18. He also has a brother in law that is probably 20 and they buy broken up mustang and repair them. They dont fully restore them but just ones that need a little bit of body work. Like they had this 89 GT hauled to their house yesterday and it had no hatchback door. It also had 2 front spare tires in the front with a busted out headlight. But it ran pretty good. Would it be cheaper to insure a older mustang? (87-93) t hen a 99? Or would they be the same since their pretty older? How much would u estimate the monthly payments?


Car insurance?

My auto insurance has expired and I’m kinda looking for a new car insurance. I can extend the previous car insurance, but I just want to know about other car insurances as well so that I can make a good choice. I took a look at many car insurance company websites, but it seemed like I need to put all my personal information (not only about my car and my email address but also my home address, phone# etc) to get a quote. I’m worried that maybe they would send me all kinds of junk mail kinda stuff to my house if I put my address on the form to get a quote. Do you know any good ways of getting a quote without telling them my personal info? Any recommendation which car insurance company is good? Btw I’ve never got into any car accidents so I just need a cheap auto insurance. I drive ’83 caddi.


If I do not have home insurance, Can I put up a trampoline?

I want to put up a trampoline. I rent my current home and was wondering if I needed to purchase any sort of insurance in order to legally put it up?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Renault clio 1.3L 16v Insurance costs?

how much will it cost to insure me in a Renault Clio 1.3L 16v when i am 17 using a provisional license


Average car insurance rates for people under 21 years old?

Average car insurance rates for people under 21 years old?


Help with auto insurance?!?

So, I’m 17 and just recently bought my first car (2000 Dodge Neon), but I’m unable to drive it due to the lack of car insurance. I’m getting reeaaally frustrated because I don’t know where to start! There’s so many policies… I’m also running on a budget, so a cheap policy would be awesome. Any suggestions???


If your auto insurance expires today, do you get a grace period?

If so, how long is the grace period?



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Do car insurance rates go down in the time you have you license even if you don’t have car insurance?

I am 31 years old and I am going to be a new driver. I am wondering if I just drive my girlfriends car without getting my own insurance if when I drive and get insurance for myself in a couple of years if my rates will be lower. Thank you all for any help.


I need home and auto insurance quotes without personal information, help?

so im doing this careers project in my math class. i need to find auto insurance and home insurance that wont ask for the following: -address -phone number -full name help me as soon as you can, this project is due tomorrow, and ive been searching for a couple days; cant find anything!


Can I dispute an insurance subrogation?

One hot summer day back in July 2008, the back wall of the apartment I was living in caught fire. Luckily, my roommate and I saw the fire right away and we were able to contain it immediately. By the time the fire trucks came, we had already extinguished the fire. Less than a third of the back wall, including my roommate’s window was damaged but the interior was not burned. Right before the fire started, my girlfriend and I were smoking a cigarette in the back. I know this sounds really stupid, but we were using a plastic food container as an ashtray and we had it close to the back wall. One of the firemen was asking me questions, he even asked me if it’s possible that arson caused it. I said no. He also asked if I was smoking a cigarette, and of course I had to say yes. He was asking me questions on how I put out the cigarette, and I showed him. At that time we were just so grateful that that was all that happened. Things could have been a lot worse! I spoke to my tenant after the fire and she just asked me what happened. She was really nice about it, she wasn’t even upset. I asked her if the house was insured, and she said yes. Eight months later, I received a letter from her home insurance. It was a subrogation letter, and they’re asking me to pay for $5084.67!!! I responded to them in a letter and asked for a claims report and out-of-pocket expense receipt. They sent me a copy of the claims report, the fire department incident report (which I also got from my tenant), and another letter requesting me to just send them a check. They did not send an out-of-pocket expense receipt, probably because there was none! I spoke to my tenant, and again she was really nice about it. She said she was not aware that the insurance company was asking me to pay for any amount. She said she only received a check from them for $4,154.85. I asked her if she can give me a copy of the check and the claims report. She gave me a copy of the stub showing the amount she received from the insurance company. She did not have the claims report, but she had a copy of the incident report which she gave me as well. By the way, the incident report stated that it was accidental and unintentional. My question is, does the insurance company have the right to charge me the full amount of $5,084.67?!?! They’re even charging me for the appraisal fee! There’s still a balance of $321.82 from what their billing us and the check they gave to my tenant. Please help! I


Does your insurance cover your mirena?

Okay, my stupid birth control made me throw up constantly (too much estrogen and had my meds changed twice already) and I am sick of this pill crap you have to take every day because I am busy physical therapy student and just do not have time to worry about it. My doctor mentioned Mirena and she said I should give it a try. Anyways, I am under my parents insurance right now and my parents have really, really good insurance, they covered everything i have needed (including stupid things like face cream or excessive sweating armpit stuff), but they will not cover mirena. It kind of pisses me off, I am thankfully lucky my parents make a great deal of money so my mom doesn’t mind having to pay for it without insurance, but I am a little ticked off that it wouldn’t cover it. Isn’t mirena cheaper than me having baby…I just thought for that reason alone they would support it. I havn’t been taking my birth control, because I am too busy to lose any sleep in the middle of the night due to throwing up that nasty birth control medicine. Anyways, I am really excited about getting mirena, my sister loves it. (also, i thought they would cover it because I am 20 years old, have been in the same relationship for 6 years and an in engaged). Well, anyways, my parents are paying for the mirena alone $588-did anyone else have to pay for it our of there pocket? Do you like it, because everyone i talk to really likes it? Please supply me with your input. Thanks

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Car insurance?

my husband has just been sent a letter saying he has been done for doing 38 in a 30mph limit and has encured £60 fine and 3 penalty points. what is the situation regarding his car insurance . does he have to inform them about it? i think he should but my sister says you dont have to.


Health insurance in NY? Minor children & jobs that don’t offer healthcare?

My friend has twins that are 17 & they are having a hard time finding affordable health insurance like many people, she works 2 jobs that total around 2,300 a month & her husband makes around 3,000.. None of the jobs offer healthcare to the kids, they tried a insurance called Hudson health but ended up being told it would be about $600 a month which they can’t pay, does anyone know any insurance that works with you, or that is more affordable? Any help is much appreciated 🙂 thank you


Car insurance like for like, just like other insurances?

My cheapish car was written off after someone bashed into the back of it. I am brokeish and need a car to get to work. The car cost £400 and the insurance company might give me £200 if I am lucky. Surely the Insurance company should just replace the car with the same or similar model, so I am back to where I was before the lorry crashed into the back of my car. because now I have to find money I do not have just to get to work! There is something wrong here somewhere as it is costing me and I have not actually done anything except be the victim here. Is like for like possible with car insurance?


Question about flood insurance for the home?

Hello, we are looking to buy a home that requires flood insurance. The risk is not high at all, i would say low level risk. Does anyone know how much this would be a year


How much auto insurance should I carry?

Is it true that depending on your net worth, you should get more or less auto insurance? I’m a college student so I only work part-time and only have a modest amount saved up. The value of my car is about $4000. Right now I have 50000/100000 for injury, 50000 property damage, and 50000/100000 for uninsured or under-insured motorists. I have no comprehensive or collision coverage. I can not afford those. But liability wise, am I good or would it be OK to buy less or should I buy more auto insurance? I am not on my mother’s insurance policy because with her being in another state, and the car being garaged with me, it’s not worth it and I’m not sure if it’s possible


HELP! I need an insurance company for my 50cc moped?!?

Hey Im 16 and have just bought an 07 Aprilia SR50 scooter, I need to get insurance but most places are quoting me around £500! Im not one of these chavs that races around don’t worry! Does anyone here recommend any insurance companies or have a good deal on there insurance? Thanks in advance. =]


Car insurance? opinions needed/welcome :)?

yes, i know, research it, but i have.


I am about to quit my job, need advice about insurance?

I am quitting my job in a couple of weeks to start my own business. I am shopping around for individual health insurance plans and have found a couple that will suit my needs. The problem is that the plans are both Anthem (Blue Cross California) and that is the same insurance that my employer carries. I’m worried that contacting Anthem to start the process of getting coverage will alert my employer that I am leaving. Should I be concerned?


First car advice?

i want a chevy corvette 1965 to 1970 any reason i should not get this

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USPS package sent to wrong state. Insurance claim?

USPS package sent to wrong state. Insurance claim?


I need home and auto insurance quotes without personal information, help?

so im doing this careers project in my math class. i need to find auto insurance and home insurance that wont ask for the following: -address -phone number -full name help me as soon as you can, this project is due tomorrow, and ive been searching for a couple days; cant find anything!


SWINE FLU, BUT NOOOO INSURANCE! SOS!?

my sister is REALLY sick. she has a really bad cold and cough and not getting better! she doesn’t have insurance or money to pay for a dr.’s visit. would anyone be able to help me help her find somewhere she can go to get checked? i live in orange county, california.


Quick question about car insurance?

I’ve been with a car insurance company for 3 years now and have been lucky enough to not have to file any claims with them, I just had my policy renewed and the premium went up about $100 from the previous year. Prior to this it had always gone down and when I called to ask why it went up they said because of an increase in claims in my area, now I know insurance has many factors such as the area you live in, and even if that is true I feel as if I should call and mention that I’ve had no claims in my three years with them, no tickets on my record and always pay my 6 month premium at once, would this be a useless attempt at getting them to lower my premium or could this possibly help me? I just don’t want to seem like a fool on the phone.


What does backtracking car insurance mean?

It makes sense, but what I want to know is what will happen? Do we have to pay for the time I wasn’t on the insurance? Or will something else happen?


How much do braces cost without insurance?

My dad says that he doesn’t have moneyy to get me bracess! My friend has braces and only pays $80 a month because she has insurance. My dad says that I do not have insurance and it costs a lot to get one. How much would my dad have to pay per month w/o insurance?


What is the difference between home insurance and buildings and contents insurance?

hi. I will soon be moving into my first house with my girlfriend and its all new to me. We have been told we need a few insurances. Is there a difference between home insurance and building and contents insurance? or are they both the same thing? will they cover leaks, fire, structural damage, theft, boiler etc The house is in Newcastle UK. I would appreciate any help thank you,


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